Services
Banking & Financial Services
The Cooperative Rural Bank offers secure financial services, including tailored savings accounts, flexible loan schemes, and competitive fixed deposits. By providing accessible credit options and dependable advisory support, we actively foster personal financial growth and empower the economic development of our local community members.
- Member Savings Accounts
- Credit & Loan Facilities
- Fixed Deposit Services
- Financial Planning & Advisory
- Investment Support
HIGHLIGHTS
- Loans are available up to Rs. 500,000.00 against personal guarantee and up to Rs. 1,500,000.00 against property guarantee.
- A festive loan for government employees called COPE Sahana is available every year in conjunction with the Sinhala New Year.
- 1% interest subsidy is available for state vehicle loans.
- The Diriya Aruna Small Group Loan Scheme provides loans to rural small groups.
- The COPE Dirimaga Loan for entrepreneurs is available up to Rs. 300,000.00.
- The COPE Speedy Loan Scheme for government employees provides loans up to Rs. 100,000/= in 02 days.
- Fulfilling the needs of consumer household appliances through commodity loans by contacting institutions such as Damaro/Sita/Singer.
- Various deposit schemes are implemented under the names of Singiti Sina, Coop Sisu, Ranliya, Youth, Buhuman.
- Collection of farmers' retirement premiums.
- Western Union money transfer.
- Collection of fixed deposits at the highest interest rate for senior citizens and collection of other fixed deposits.
- Issuance of loans at a concessional interest rate to betel farmers to encourage production.
- Implementation of the Coop Prabhu loan scheme for retired government employees above the age of 60.
- Issuance of one-day payday loans to obtain money in case of emergency.
Supermarket & Customer Services
Our Coop City supermarkets prioritize customer satisfaction by providing high-quality household essentials and fresh groceries at affordable prices. Through an efficient packaging section and a multi-tiered loyalty program featuring Gold and Silver cards, we ensure an exceptional shopping experience that delivers value, convenience, and safe products directly to our community.
- Member Support Services
- Cooperative Assistance
- Customer Care Help Desk
- Quick & Convenient Fueling Service
What we offer
- High-quality groceries and daily essentials to meet all customer needs.
- Fresh, reliable food products focused on customer satisfaction.
- Attractive discounts and specialized benefits for cooperative members.
- Gold and Silver loyalty cards offering exclusive advantages to regular shoppers.
- Friendly, supportive customer service ensuring a pleasant shopping experience.
- Trusted quality standards delivered at highly competitive, affordable prices.
- Fast, efficient vehicle fueling services with minimal waiting times.
- Trusted fuel quality with accurate, dependable dispensing measurements.
- Convenient digital payment options for an enhanced customer experience.
Agency Services
Our agency distribution service brings essential household brands directly to the local community in one convenient location. By partnering with trusted national suppliers, we ensure consistent product availability at fair, competitive prices, simplifying daily shopping while reliably fulfilling the consumer needs of our members and regional households.
- Ristbury
- Manchee Biscuits
- Serendib Flour
- Highland Milk Products
- Litro Gas
Community Development Initiatives & Social Care
Warakapola MPCS is deeply committed to community wellbeing, actively conducting meaningful social care and community welfare initiatives. Through impactful social welfare programs and philanthropic activities, the society focuses on uplifting local lives, supporting vulnerable groups, and fostering sustainable regional development to ensure shared growth and a better future for everyone.
- Disaster Relief Assistance
- Support for Low-Income Families
- Support for Small-Scale Businesses
- Training and Development Programs
What we offer
- Disaster Relief Assistance – Providing immediate support, essential supplies, and assistance to communities affected by natural disasters and emergency situations.
- Support for Low-Income Families – Offering welfare support, essential services, and assistance programs to improve the quality of life of low-income families.
- Support for Small-Scale Businesses – Encouraging local entrepreneurs by providing guidance, support, and opportunities to develop small-scale businesses.
- Training and Development Programs – Conducting educational and skill development programs to improve knowledge, abilities, and career opportunities of community members